Buy or Lease

**silentheart** · 11-15-2011, 10:27 AM

Dear Member and Admin,

Can we start a poll or vote to see how many will buy and how many will lease the new FT-86?

As far as my thinking now, I will lease one next year. May be in Sept ~ Oct or wait till April 2013 lease.

My reasoning as follow.
1) It is a first model year, if I lease one, I don't need to worry about the anything for 3 year and dealer will take care of any issue.
2) With all the rumors running around about turbo, other styles and may be WRX/TRD options coming, I really don't want to get stock with a half ass car.
3) Availability and dealer mark up. Yes, I do get Subie Friend and Family discount. However, it is limited to the veh available on the lot and Most of dealer does not like it because they make less money on high demand car like this.

Con: I can mod or make the changes I want to this car if I lease...

**ej25ti** · 11-15-2011, 10:43 AM

Originally Posted by silentheart

Dear Member and Admin,

Can we start a poll or vote to see how many will buy and how many will lease the new FT-86?

As far as my thinking now, I will lease one next year. May be in Sept ~ Oct or wait till April 2013 lease.

My reasoning as follow.
1) It is a first model year, if I lease one, I don't need to worry about the anything for 3 year and dealer will take care of any issue.
2) With all the rumors running around about turbo, other styles and may be WRX/TRD options coming, I really don't want to get stock with a half ass car.
3) Availability and dealer mark up. Yes, I do get Subie Friend and Family discount. However, it is limited to the veh available on the lot and Most of dealer does not like it because they make less money on high demand car like this.

Con: I can mod or make the changes I want to this car if I lease...

done

prob gonna finance

**modifiedMR** · 11-15-2011, 01:11 PM

I would only finance a part of it. Not putting a large down payment on a new car seems like a bad idea. Gets better interest rates, typically AND then you pay less interest on smaller amounts. No brainer.

Anyone know if either Scion or Subaru offers any 0% interest deals for 3+ years? That would be nice!

**Koji100587** · 11-15-2011, 01:40 PM

Originally Posted by modifiedMR

I would only finance a part of it. Not putting a large down payment on a new car seems like a bad idea. Gets better interest rates, typically AND then you pay less interest on smaller amounts. No brainer.

Anyone know if either Scion or Subaru offers any 0% interest deals for 3+ years? That would be nice!

Scion ha the college grad program; 1k off. No payments or interest for 90 days & you get preferred customer rates!
That's what I'm bankin' on =P

**Spoolin** · 11-16-2011, 01:46 AM

Originally Posted by Koji100587

Scion ha the college grad program; 1k off. No payments or interest for 90 days & you get preferred customer rates!
That's what I'm bankin' on =P

What do you need to qualify for that?

**Koji100587** · 11-16-2011, 10:44 AM

Originally Posted by Spoolin

What do you need to qualify for that?

Just need to be finishing up, or just received your college degree =D

**Cal** · 11-16-2011, 11:21 AM

Financed, I don't exactly have 25K laying around.

**G4BROKE** · 11-18-2011, 05:48 PM

I would believe it's fair to lease for couple years and then buy one that's had corrections made on it, or even a turbo'd one.

**TeamJuanF1** · 01-20-2012, 12:00 PM

I'm gonna lease a base FR-S because it should be cheaper than the BRZ and it will be a first year model with Subaru putting more love into the BRZ on the line. Wish I could get the limited BRZ but as I've been waiting almost 18 years for a car like this I'm not gonna complain.

**7thgear** · 01-20-2012, 12:07 PM

you lease if you're unsure of your future financial position

you lease if you're moving a lot and can't take cars with you

you lease if you're not really a car person and care more about a car being new than being your own (i have a friend that goes into 2 year leases and just switches cars like clothes)

you purchase if you're a bit more stable in your financial position

you purchase if you want the car to survive your grandkids

**DDI** · 01-27-2012, 05:40 PM

This is a car I'd love to own personally (and possibly mod/tune...) so I'm looking at financing with a big, fat down payment.

**Turbowned** · 01-29-2012, 10:52 AM

Originally Posted by DDI

This is a car I'd love to own personally (and possibly mod/tune...) so I'm looking at financing with a big, fat down payment.

+1. Big ol' down payment and finance the rest. If I had $25k to pay it all at once, I'd be looking at buying something different, like a used NSX or 911

**Will69** · 02-11-2012, 08:48 PM

Anyone have any idea what the 24 and 36 month residual values will be?

If the 3 year is above 60% I'll probably lease then buy it.

If the car has any new model mechanical issues, I'll just return the lease and get the fixed one three years from now.

**Beesh3000** · 03-06-2012, 11:06 AM

I plan to get this car in 2 years when I'm just getting out of college and money starts coming in instead of disappearing into the black hole called tuition.

There's no way I'll have 25K outright being fresh out of college, but I'm hoping to have $10K saved up to put down up front by the time I graduate, and finance the rest. I'm dead set on this car, I know this is exactly what I want once I'm out of school and starting a career, I'm already 100% sold on it. I started saving when they first revealed the first FT-86 concept 2 years ago, and I got 2 more years to save up.

And I know I am buying brand new, I'm not settling for used. I plan on keeping this car until it disintegrates, so I want it for every mile. Not to mention I'm done putting my faith in cars that have been abused by bonehead owners before me.